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Warnings would be thoughtful and kind... especially for busy moms who trust their husbands to take care of their finances because they are too busy raising and rearing their children to even barely care for themselves. When that trust is broken, how is anyone to feel protected when all the dings and limitations just keep adding up and taking from the few pennies they have in their cash fluid accounts. After all, debt is the American way and everyone has to profit from someone but at what point does the pain just become unjust when one is merely trying to keep their head above water and feed their children and make sure all the Bill's are paid in a timely manner with respect to food, shelter, etc. Thoughtful and CLEAR warnings/subject lines would do wonders but maybe society has just become too unkind.
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