At the ripe old age of 75, my memory isn't it what used to be, especially with pass codes, etc. I frequently give up trying to appease the pass code god an skip trying to conduct on-line business. Is the "key" a digital device that changes it's passcode on a timed basis? I used to have that where I was employed and it made life much more user friendly. Rather than depending on using a cell device to receive passcodes, an independent key fob would be preferred. My phone and I are frequently not on speaking terms.
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