Welcome to Community at BECU, a place for anyone who wants to talk about money, saving, investments and everything in between. Have a question or just want to get the community’s opinion on something? This is the place. It’s a great resource for peer-to-peer advice, access to the latest BECU news and behind the scene’s insights from BECU’s experts.
We used to save our pennies in a jar or piggy bank as a Rainy Day Fund and eventually cash it in for our financial goals. Without opening a second or third savings account, can we ear-mark uses for funds held in the account? For instance, X dollars will be held as an emergency fund, Y dollars will go toward a vacation fund, etc.... This is expecially useful if people have open-ended financial goals, who cannot currently use the Goals feature since it needs a fixed value for the goal, nor the Budget, which only tracks allowances and expenditures. What would be even better would be if we can transfer money specifically into these "funds" in savings. A way to track the growth in the savings funds would be very important for record keeping and morale. Another great feature would to round-up debit/credit card expenses and automatically save the pennies in the savings account.
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