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Like other BECU members before me, I would like to request a "memo" be optionally associated with transfers between accounts. I joined the idea exchange to suggest this and would like to point out that it is now Feb 2018, >1.5 years after the idea of a "Transfer description field" was suggested. I signed up with BECU because of the awesome savings plans you offer for kids and followed the suggestions of a post on your site: for each kid I set up a (6%!) "save" account, as well as a "spend" account (linked to a debit card), and a "share" account (from which they make charitable gifts during the holidays). It's all been great ethically and educationally, but as a result... ...we have LOTS of accounts and transfers between them. There are scheduled transfers like allowances from parent checking to kid spending, paired with weekly parental contributions to each kids' "share account." There are many intermittent transfers like a parent paying a kid back for a family expense that the child paid for with their debit card, or a kid paying a parent back, or one kid paying the other kid. I can't tell you the time my old brain has failed and I have to ask, "Wait -- did XXX pay YYY for ZZZ already?" So, you see it would be SUPER-helpful to be able to quickly add a short phrase when executing the transfer, like "ice cream." Looking at the current transfer form -- -- it seems like it could go right below the "Amount" field, labeled "Memo," and maybe folowed with "(optional)". That doesn't seem to complex, right? And then when you displayed your transfer history -- -- those phrases could show up in a column just left of the "Amount" column, e.g. From Dad... To Daughter.. Ice cream payback... $8.00... Posted. It's not rocket science! And we're a community of (Boeing) rocket scientists! Let's get this done before the 2-year anniversary -- by June, 2018.
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