Welcome to Community at BECU, a place for anyone who wants to talk about money, saving, investments and everything in between. Have a question or just want to get the community’s opinion on something? This is the place. It’s a great resource for peer-to-peer advice, access to the latest BECU news and behind the scene’s insights from BECU’s experts.
I agree that the use of SMS messages to send a one time authentication code is a step in the right direction to improve password only solution, it still is not strong enough when it comes to acessing financial accounts online, especially after hearing stories of users getting their cell number switchted to a phone that they don't control by a person trying to get to bank accounts and thus getting access to SMS authentication messages. I like the idea of two factor with use of a physical security token or key that could be used to authenticate access to online accounts.
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