I have also suggested this idea in person and would still suggest that this be done regardless of the excuse given for why no to do it. The only time my account was used fraudulently was when someone stole my card. If a card with my photo had been stolen and used and there had been a picture it would have been the sole resposibility of the business that didn't check ID to be reponsible for the money. While it wasn't a BECU card, it would have been the same result if I had BECU at the time.
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