Currently, BECU joint accounts are closed when the tax owner dies, even if the surviving account holder (the authorized signer) wants the account to remain open. Most financial institutions do not close joint accounts with rights of survivorship when the tax owner dies. It would be great if BECU could swap out the tax owner in these situations, instead of closing the account. This would be especially helpful in the case of autopays, so that billers don't need to be informed of a new account number. It would also be useful for the surviving person to be able to access the Bill Pay that had been set up by the deceased, perhaps porting everything over to the survivor's online account.