I don’t like having to give businesses my Social Security number so they can check my credit score. Instead I would like to be able to call my bank , verify my identity with them, and then give the name of the company, rental agent, cable provider, insurer, etc to send a letter of good credit to saying the bank has verified my ID, that I have a good credit score and am in good standing with them. The bank may also send my address and phone # on file so the business can confirm billing information.