NSF's waived once per year on each account

[JDub55]

When you have many accounts, it's rare, but happens - you lose track and incur an NSF.  This pretty much wipes out any interest you may have earned during the year.  It would be GREAT if there was a little leniency for the great customers who have more than enough money in their accounts to cover insufficient funds in one account.  Hey BECU - how about waiving one NSF fee per year on each account?  Hopefully I would never get there, but it would be comforting to know that it's available.  Thank you!

[Rmconnors]

Or instead of a waived fee, overdraft protection where it pulls the money from another account that does have the funds.

[damde]

Having a Line of Credit linked to your account can act as overdraft protection. If an overdraft hits the LOC you incur a few cents in interest, but there's no cost to have the LOC account

[JohnS]

Thanks @JDub55 for posting! We understand that life happens. When these types of situations come up, we review the overall member history when looking to reverse fees. Great suggestions from @Rmconnors and @damde - these are great ways to avoid those NSF charges if they do happen.

Thanks all!

[sinkorswim3706]

This relates to my idea (though mine is more about prevention) https://ideaexchange.becu.org/t5/Community-Generated-Ideas/Improve-app-and-email-notices/idc-p/673#M...