I also have Alaska FCU and Navy Federal CU and can easily transfer money to other members of the same credit union if I have their account number. There is no going into a branch to set this up in advance nor any delay. All I have to do is log into my account, select Transfer Funds and there is an option to transfer to another member. The money shows up in their account within minutes. This is not available between BECU members without going into a branch and going through a song and dance to set it up for only 1 member. Can we get this feature like the other credit unions?