Newer Android and Apple devices contain the ability to pay using the card information stored on the phone. However, systems like Samsung Pay, Apple Pay and Android Pay utilize encryption, so your actual credit card number is never supplied to the vendor. It's typically faster than Pin and Chip, and more secure than a magnetic strip swipe. Samsung Pay even lets you use the magnetic system to transfer the encrypted card info, so you can use it practically everywhere! It would be great to be able to use my debit card with this system, sooner rather than later.