cancel
Showing results for 
Search instead for 
Did you mean: 

Credit Score for members

It appears that several banks now supply the people that carry their credit cards their current credit score through Experian and it somehow is done without negatively impacting your credit score like if you apply for a loan. 

I would suggest that BECU do this and make it available on the web page along with the FAQ of how to improve your credit that all of the credit reporting agencies now include. 

A follow up suggestion would be to support the credit score on the mobile application.

A third suggestion would be for you to also set alerts if it changes by more than a few points which might help you catch something that was a mistake and correct it in a timely manner.

13 Comments
Trailblazer

I would like to see my recent credit score and a color coded rating: red, yellow, green, dark green (ie poor, fair good, excellent).

A debt to credit ratio chart would also be helpful.

 

DC chart.jpg

BECU Employee
Status changed to: Check out this idea!

Great news, we're currently working on making FICO scores available in Online Banking. We've taken your great suggestion for the addition of a debt-to-income chart and shared it with the product owner. Cheers, Kristin

DB
Sightseer

I second this brillant idea! 

Tourist

This could be its own thing on the website, or integrated into money manager. Either way, have a thumbs up for this one.

Sightseer

Glad to see this is in development.  

 

I would like to see a graph of how my credit score has been going up & down over time (monthly or whatever interval would be practical).

 

I enjoyed this feature when I had a credit card (at some terrible bank) & I could see my score easily whenever I logged in to my credit card info instead of having to make a deliberate effort to go thru some circuitous process.

Community Manager
Status changed to: Needs Community Support
 
BECU Employee
Status changed to: In Development

Great news, we're currently working on making FICO scores available in Online Banking and our Mobile app, you can look forward to that coming later this year! We'll also be sure to provide you with the additional tools and resources you may find helpful in managing your credit score. 

 

We've also taken your great suggestion for the addition of alerts and shared it with the product owner to see if that functionality is possible. Cheers, Kristin

Explorer

Great idea! Thank you for your input!

Have a great day

Explorer

It's been almost a year since the last update. Has this happened already? Still in development?

 

Community Manager

Good morning and welcome to the MIX @optical! It's still in development and we'll update the community as soon as we have additional details! Thanks for checking in on the progress! JohnS