Has slight seasonal over-spending left a sour taste in your mouth? Don’t fret; we have the tips you need to get out of the rut and into the new year with the tools you need to succeed.
Celebrate then swap
While friends and family make the holidays worthwhile, they can, on occasion, miss the mark when it comes to a gift. If that happens, stay calm, you’ve been here before. Smile it off and stash it away. If you’re known as a picky giftee, they may have even attached the receipt. If not, you’re still in the clear; there are plenty of apps out there that make selling your stuff easy. How easy? If you can take a picture with your phone, you can sell any gifts that had you forcing out a fake smile — not to mention any other unwanted items lying around the house.
Get paid for your free time
A little extra free time on your hands? Looking to stack a little extra cash on the weekend? Get out there and start making the most of your downtime. If you’re a dog person — which, c’mon who isn’t? — You have more opportunities to make money. Apps like WAG and Rover help connect dog lovers who have a little extra time on their hands with those who are either heading out of town or don’t have ample time to walk or feed their pups.
Don’t fret; if dogs aren’t your thing, there are still plenty of opportunities. People are always looking for green thumbs and skilled hands to help with a wide range of projects from landscape beautification to necessary repairs and everything in between. Take a moment to identify the skills that set you apart and make a plan to put them to use.
Play by your own rules
You’re an adult; you’re going to do what you want. Create a set of reasonable rules that motivate you. No one knows yourself better than you, so it is important to be thoughtful and calculated in your approach to this step. When you make the rules, there’s no one to blame but the person in the mirror if you break them. Take the reins and make some change on your terms.
Less is more (to a point)
Time to get real, your spending jumped up a bit over the past couple of months. And, who can blame you? Your desire to spread holiday joy as widely as possible, while noble, may have also burned a larger hole in your pocket than you had originally intended. Now is the time to cut back on unnecessary purchases and splurge items. Slow down the spending and create a conservative budgeting plan for the New Year that will help you get ahead and stay ahead over the next 12 months.
Find the freebies
While it may seem like everything worthwhile requires pulling out your wallet, this, thankfully, is not the case. From the Ballard Locks in Seattle to the Chihuly Bridge of Glass in Tacoma, your options for free entertainment are bountiful in our beautiful state.
With 2018 in the rearview, the new year provides a rare and valuable opportunity to set some goals and work towards achieving them. If you’re looking for a leg up to start your year off right, try out some of the tips above. If you’re looking for a more in-depth plan at bettering your financial situation at large, come see us. We are here to help you thrive and reach your maximum potential.